October 1st is just around the corner and with that comes the beginning of the Annual Enrollment Period for Medicare. Here at Rosenbauer Insurance we want to make sure you are prepared for the short window of opportunity in which you can update, change or add to your plan. We have put together a 3-part discussion to help you assess your future healthcare coverage needs and help you make informed decisions about your 2021 healthcare plan.
The series revolves around taking a deeper dive into your healthcare coverage needs to ensure you are receiving all the benefits you are entitled to. Part One “Am I Missing Something?” guides you through essential questions you should be asking yourself to evaluate if your coverage is meeting your current needs. Part Two “Am I Missing Essential Prescription Benefits” guides you through how we find a plan that fits all your unique prescription coverage needs. The last part in the series will address the question “Am I Missing Essential Extra Benefits?”
Around this time each year you will receive a booklet entitled Annual Notice of Coverage or “ANOC””. This booklet details what your current Medicare Advantage or Prescription Drug Plan will offer you in the upcoming year. It highlights the changes in benefits, premiums, different drug tiers, among other things.
Now is a good time to be asking yourself “Am I getting all the benefits and add-ons I deserve?” If you are having trouble answering this question give us a call. We know, even before the book arrives, the changes within each plan, what the new drug tiers are and even what your new premiums and copays are going to be.
We are here and ready to walk through the changes with you, evaluate any new needs you might have, and ensure you are paying for exactly what you need – nothing more, nothing less. We will discuss the added benefits within each plan such as; A broader network of Physicians, Added Dental, Vision or Hearing, Extra Over the Counter benefits. We will ensure you are getting a plan that fits your needs this year with all the added extras available to you.
So as soon as you see the book and before you throw it out – give us a call and we will help you make sense of it! We will make sure you know the answer to “Am I getting all that Medicare plans have to offer?”
“The friendly agents at Rosenbauer Insurance took the time to help us determine our insurance needs and then based on their knowledge of many plans offered by different providers, suggested one that best met our needs.”
~ Dale and Elaine B.
"We have been coming to David since we retired. He has guided us through the choices of healthcare as our needs have changed. We have recommended David to our friends and family and will continue to do so."
~ Wayne and Sharon S.