Experience where it matters most
Your goals are our passion; whether they are protecting your assets, leaving a legacy, or simply trying to save money - we are here to help. Really listening to our clients' concerns and goals, and then putting those needs first is what has made us the leading insurance team in southern Missouri and northern Arkansas.
We look forward to working with you.
Solutions for Seniors
Confused about health insurance?
You're not alone... but you are in the right place. Your individual needs require professional, specific attention. When you retire, insurance plans can be complicated and varied. We pride ourselves on finding the right solution that meets your needs.
Did You Know?
If you are a qualifying beneficiary, you may be able to get help from the state to pay for Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and co-payments if you meet certain conditions.
Visit Medicare's Savings Program page to learn more and see if you qualify.
If you were born from 1943 to 1954, your full retirement age is 66. If you choose to delay receiving your retirement benefit beyond full retirement age your benefit can increase as much as 8 percent a year up to age 70. Your benefits will no longer increase if you delay beyond age 70.
If you were born between 1955 and 1959, your full retirement age increases gradually until it reaches age 67 for those born in 1960 or later. Social Security has an online calculator that can provide immediate and accurate retirement benefit estimates to help you plan for your retirement that can be found at https://www.ssa.gov/retire/estimator.html.
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