Rosenbauer Insurance helps you understand your Home Health Care Needs
Updated: Aug 3, 2020
Most Americans prefer to recuperate at home, and not in a nursing home. People typically enter a nursing home because they have to, not because they choose to. Home Health Care coverage is an affordable solution for care after an accident, injury or a hospital stay.
The number one benefit of home health care is that it allows patients to receive personal care in the privacy and comfort of their own homes. For aging and home-bound individuals, in-home care assists in allowing them to remain as functional and independent as possible, providing a much higher sense of security and dignity. Home health care is available for people with various types of health care needs.
Hospital stays are getting shorter. One of the reasons for this is that people recover quicker in their own homes. Home health care is very cost-effective - not only for individuals recuperating from a hospital stay but also for those who, because of a functional or cognitive disability, are unable to care for themselves.
Home Health Care gives you the flexibility to utilize the type of care that can be right for you - in the comfort of your own home. With ever-increasing in-home care as a result of people being discharged from the hospital faster, this coverage has become very popular. This plan is designed to help provide care in your home instead of in a hospital or nursing home.
How The Rosenbauer Team can help...
You don’t have to go through this journey alone. With over 52 years’ experience, Rosenbauer Insurance can alleviate the stress of managing health care needs. You never have to worry about claims, paper work, getting bills paid...etc. We keep up with all current information related to Home Health Care plans, and we will use that information to ensure you are getting everything out of your plan as possible. We have identified plans and policies that we feel offer a superior level of care and quality. We would love the opportunity to sit with you and discuss the benefits behind these services and why you should consider them for your situation.
Home Health Care is Very Affordable.
Perceived affordability is one of the biggest deterrents to in-home care today - people believe it to be an expensive option. Nothing could be further from the truth. The cost of Home Health care coverage versus a nursing home bill is hands down more affordable.
Benefits are paid directly to you, regardless of other insurance you may have. Additionally, most plans include a prescription drug reimbursement program that pays for prescriptions you are currently taking. This rebate pays you cash, even if your prescriptions are already covered by your other health insurance. This in turn makes this valuable coverage even more affordable.
Who Should Consider Home Health Care?
Anyone with or without existing health issues
Anyone up to age 85
Anyone who wishes to stay out of the nursing home
Anyone who can't afford the cost of a traditional long-term care insurance policy
If you take prescription medications costing several hundred dollars a year
Call or come by our office to let us help you make your life a little less stressful during these unprecedented times.